detail description business Kalpcapital

Home Loan

kalp Housing Finance is a wholly owned subsidiary of Kalp Finance, one of the leading Financial Company of India. Kalp provides a wide array of home loans to address varied customer needs.

Package of exclusive benefits:

  • Lowest interest rates. Further, we charge interest on a daily reducing balance!!
  • Low processing charges.
  • No hidden costs or administrative charges.
  • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.

Personal Loan

Do you want funds readily available to you whenever you desire or need, be it a sudden vacation that you plan with your family or urgent funds required for medical treatment? Kalp Saral - Personal Loan is the answer to your questions. Thinking of renovating your house? Yearning to buy a new laptop? Need financial assistance for marriage-related expenses or for your child's higher education? An kalp Personal Loan is your one-stop-shop for all your financial needs to fulfill any of your desires.

Business Loan

we understand how much of hard work goes into establishing a successful SME. We also understand that your business is anything but "small" and as demanding as ever. And as your business expands and enters new territories and markets, you need to keep pace with the growing requests that come in, which may lead to purchasing new, or updating existing plant and equipment, or employing new staff to cope with the demand. That´s why we Kalp have assembled products, services, resources and expert advice to help ensure that your business excels.

Car Loan

Turn your dream into reality. Own that new car you have always desired, with a little help from us.Kalp finance, offers attractive car loans. car Loan has low interest rates, easy repayment options, and total transparency. Financepackage includes vehicle registration charges, insurance, one-time road tax and accessories. And as kalp branches it is easy to apply. Loan can be availed for new or old car.Well, what are you waiting for? Just contact any of our branches that offer Car Loans or our Personal Banking Branch and give wheels to your desire!.

Loan against Property

Loan against home connotes a loan that is given or disbursed against the mortgage of home, as a certain percentage of market value of the property. Generally, the loan amount that is sanctioned ranges from 40% to 70% of the market value, with a minimum threshold limit of Rs 2 lakh. A loan against home works out to be much cheaper than personal loan. The rate is lower because the lending entity has a security in the form of the housing mortgage vis-à-vis a personal loan that is given without any security


Insurance needs are as unique as the individual. Your insurance goals should be based on various factors. Insurance should help you maintain the same standard of living even during the downturn in your life. The greater your responsibilities in life, the greater are the need for insurance. We, at believe that Savings and insurance are two sides of the same coin. Besides, the need for insurance steadily rises as you progress from one stage of life to another.


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